Permission to renew a coverage certificate is set on a case-by-case basis. We can only grant an extension with the mutual agreement of the relevant agency in India and in certain circumstances. All of these agreements are based on the concept of shared responsibility. Responsibility-sharing agreements are reciprocal. Under each agreement, partner countries make concessions to their social security qualification rules so that those covered by the agreement have access to payments that they may not be eligible for. The responsibility for social security is thus distributed among the countries in which a person has lived during his or her working years and where the person is able to obtain potential rights. In general, it is possible to access a pension from one country in the second country, although the paying country retains some discretion with regard to the exchange and delivery mechanisms used. A full pension, subject to income and wealth controls, must be paid to a 45-year-old Australian Working Life Residence (AWLR). AWLR is the period of Australian residence between the age of 16 and age. For example, a person who has lived in Australia between the ages of 30 and 50 is 20 years old from Australia Working Life Residence and can receive 20/45ths of an Australian old age pension in India after retirement age. 1 For the “in force” announcement, the text of the agreement (in Hindi and English) and a “fact sheet” see the website of the Australian Department of Social Services at the following address: Australia currently has 31 international bilateral social security agreements.

Under these agreements, Australia equates social security periods/stays in these countries with periods of Australian residence in order to meet minimum qualification periods for Australian pensions. In other countries, periods of Australian working life are generally counted as social security periods to meet their minimum payment periods. Typically, each country pays a partial pension to a person who has lived in both countries. The agreement does not apply to independent Australian residents working in India. They are not subject to super warranty law in Australia, so double super coverage does not occur. For future australia-India secondment agreements, companies should review their existing allocation policies and processes to avoid double pension contributions in Australia and India.